Offset mortgages link your mortgage to your savings to reduce the amount of interest charged. This can be an efficient option and is one we always consider when researching the best solution.

Paying off your mortgage early or reducing monthly payments are the main benefits of an offset mortgage, the offset mortgage can favour clients with substantial savings. 

Your home may be repossessed if you do not keep up repayments on your mortgage.

SJT Mortgage and Financial Services is a broker. There may be a fee for Mortgage advice, the precise amount will depend on your circumstances but we estimate it to be between £399 and £499